Breckenridge Summit County Real Estate Blog News Events Colorado

Breckenridge Events for August 26 – September 4

Thu Aug 26 2nd Annual Breck Epic Aug. 21 – 27
Backcountry of Breckenridge, Colorado
A 7-day ultra-endurance mountain bike stage race held in the sprawling backcountry of Breckenridge, Colorado.
Breckenridge Heritage Alliance Sites and Tours
Please visit us for more information at the Breckenridge Welcome Center 203 S. Main St
Please join us for our:

Guided Historic Walking Tour: 11am Daily

Barney Ford Museum: 11am-4pm Daily
Edwin Carter Museum: 11am-4pm Daily
Red, White & Blue Fire Museum: 11am-3pm Sat-Sun
Rotary…
Breckenridge Recreation Center
880 Airport Road
Upper: 6:15 Body Pump, 7:45 Body Pump, 9:00 Basic Yoga, 11:10 Zumba, 12:00 Yoga, 5:30 Body pump, 6:35 Mat Pilates

Lower: 6:30 Bootcamp 6/3- 6/29, 9:00 Women’s Fitness, 12:00 Cycling

9:00 am Christy Sports Powder Daze New!
Dillon Ends @ 6:00
It’s the Annual Powder Daze Ski and Snowboard Tent Sale!
10:00 am Wilderness Hike – X10U8 Trail (moderate)
Meet at the Breckenridge Welcome Center, 203 South Main Street. Ends @ 12:00
X10U8 Trail- Life of a Miner (Moderate) Our professional guides will teach you about the flora and fauna of our forests on our weekly hikes throughout the Breckenridge backcountry with special…
11:00 am Arts Alive Presents: Colorado Colors Changed!
500 South Main Street, Breckenridge Ends @ 7:00
Local Co-Op Gallery celebrates autumn in the high country with a new show, “Colorado Colors”. Come by and see new the works. The show will run August 12- September 30.
2:00 pm Open Studio at Quandary Antiques Cabin Ceramic Studio
131 South Ridge Road Ends @ 6:00
Children and adults welcome!
5:00 pm Hatha Yoga at the Fuqua Livery Stable
Ends @ 6:15
All levels welcome. Reserve your spot at 970 453-4060
6:00 pm Breckenridge Photo Walks
Altitude Gallery, 107 North Main Street Ends @ 7:30
Class size is limited. Advance reservations recommended

Meet at Altitude Gallery every Thursday evening from late June through August, 1-2 hour photo tour of Breckenridge.
Mad About Mud: Introduction to Ceramics
Quandary Antiques Cabin, 131 South Ridge Street Ends @ 9:00
In this 5 week workshop learn basic wheel throwing and handbuilding techniques. 3 projects will be completed and glazed. Instruction by Alex and Casey Zablocki.

Registration one day in advance is… Read more »

Tags: events, news

You know by now that getting a mortgage loan in 2010 is far more difficult than getting a loan in 2005 was.

You have to provide so much documentation that you might feel there’s no end to “One more piece of paper.” And that just gets you to the initial approval. It doesn’t get your loan closed.

Under the terms of the Loan Quality Initiative, which went into effect June 1, 2010, lenders are required to track “changes in borrower circumstances” between application and closing.

If your circumstances change, even slightly, your loan can be denied outright, or sent back to underwriting for a second review.

Why is this happening? Because Fannie Mae is holding lenders accountable. Should you take out a new mortgage loan and later miss some payments, Fannie Mae will look back at your loan, and your credit history. If they discover that you took on new debt just prior to closing the loan, they can make your lender buy back the now-delinquent mortgage.

Of course lenders aren’t going to take chances, so they’ll make sure that your circumstances are the same or better on the day of closing as they were on the day you made application.

To you as a borrower, that means not opening any new credit accounts for any reason, not adding to your outstanding balance on any existing card, and not depleting your checking or savings accounts. To be on the safe side, you should discontinue all of these activities  least 30 days before making your mortgage loan application.

Why? To give your creditors time to make their reports to the credit bureaus before your mortgage lender checks your credit report for the first time. If you charged a new refrigerator on the 15th, the added debt might not appear on your credit report until the 30th. So if you make a loan application on the 20th, it wouldn’t show up. But when the lender pulls a final credit report just prior to closing, it would be there.

While the Loan Quality Initiative is new, denying a loan at the last minute because of foolish mistakes is not.

I recall a young couple a few years ago who had been trying to buy a home. Every time they found one they liked, it failed to appraise and the sellers refused to negotiate. They paid for three appraisals, their cash reserves were dwindling fast, and they were no closer to owning a home.

Finally, they found another house they liked and it appraised for the selling price. The lender – who had been working with them through the entire ordeal – came to our office positively crowing because he was finally going to close a mortgage loan for this couple.

I remember his words distinctly: “The only thing that can go wrong now is if they go out and buy a car.”

Well … That shiny new red Jeep Cherokee was very pretty.

In spite of their lender’s instructions to do nothing with credit and nothing to reduce their bank balances until after their loan closed, they just had to celebrate. And to them, celebrating meant buying a new car.

So, have patience. Plan ahead when you’re going to want a loan, and don’t do anything with your credit for at least 30 days prior to making loan application. Once the loan is closed, you can do as you wish.

_____________________________________________________________

Bio: Mike Clover is the author of this article and is a 9 year Banker. He writes about the credit sector and has other projects such as CreditScoreQuick.com, CloverMortgageGroup.com, CreditQuick.com and FreeCreditScoreQuick.com

Tags: mortgage

2010 Summit County parade of homes  program

Summit County, Colorado
PRESENTED BY THE SUMMIT COUNTY BUILDERS ASSOCIATION
16TH
ANNUAL
2010
THE OFFICIAL GUIDE
10 a.m. to 5 p.m.
September 18-19
September 25-26
ADMISSION $10
SUMMITCOUNTYBUILDERS.ORG
MOUNTAIN
LIVING Read more »

Tags: Breckenridge, Summit County parade of homes

Breckenridge Events for August 19 – 28

Thu Aug 19 Breckenridge Heritage Alliance Sites and Tours
Please visit us for more information at the Breckenridge Welcome Center 203 S. Main St, at our…
Please join us for our:

Guided Historic Walking Tour: 11am Daily

Barney Ford Museum: 11am-4pm Daily
Edwin Carter Museum: 11am-4pm Daily
Red, White & Blue Fire Museum: 11am-3pm Sat-Sun
Rotary…
Breckenridge Recreation Center
880 Airport Road
Upper: 6:15 Body Pump, 7:45 Body Pump, 9:00 Basic Yoga, 11:10 Zumba, 12:00 Yoga, 5:30 Body pump, 6:35 Mat Pilates

Lower: 6:30 Bootcamp 6/3- 6/29, 9:00 Women’s Fitness, 12:00 Cycling

10:00 am Wilderness Hike – Sawmill Creek (moderate)
Meet at the Breckenridge Welcome Center, 203 South Main Street. Ends @ 12:00
Our professional guides will teach you about the flora and fauna of our forests on our weekly hikes throughout the Breckenridge backcountry with special appearances from the folks at the Breckenridge…
11:00 am Arts Alive Presents: Colorado Colors New!
500 South Main Street, Breckenridge Ends @ 7:00
Local Co-Op Gallery celebrates autumn in the high country with a new show, “Colorado Colors”. Come by and see new the works. The show will run August 12- September 31. The gallery also showcases a…
Arts Alive Presents: Summer on the Summit Changed!
500 South Main Street (La Cima Mall). Ends @ 5:00
Eugenia Meltzer, a clay artist, is featured artist of the month at the gallery. She won first place in the 2009 Summer Juried Show at Arts Alive Gallery. She turns “each piece into a simple cup or…
2:00 pm Open Studio at Quandary Antiques Cabin Ceramic Studio
131 South Ridge Road Ends @ 6:00
Children and adults welcome! Read more »

Tags: Breckenridge, events

Breckenridge Events for August 5 – 14
Thu Aug 5 Breckenridge Heritage Alliance Sites and Tours
Please visit us for more information at the Breckenridge Welcome Center 203 S. Main St, at our…
Please join us for our:

Guided Historic Walking Tour: 11am Daily

Barney Ford Museum: 11am-4pm Daily
Edwin Carter Museum: 11am-4pm Daily
Red, White & Blue Fire Museum: 11am-3pm Sat-Sun
Rotary…
Breckenridge Recreation Center
880 Airport Road
Upper: 6:15 Body Pump, 7:45 Body Pump, 9:00 Basic Yoga, 11:10 Zumba, 12:00 Yoga, 5:30 Body pump, 6:35 Mat Pilates

Lower: 6:30 Bootcamp 6/3- 6/29, 9:00 Women’s Fitness, 12:00 Cycling

10:00 am Wilderness Hike – Lower Flume Trail (Easy Moderate)
Meet at the Breckenridge Welcome Center, 203 South Main Street. Ends @ 12:00
Our professional guides will teach you about the flora and fauna of our forests on our weekly hikes throughout the Breckenridge backcountry with special appearances from the folks at the Breckenridge…
11:00 am Arts Alive Presents: Summer on the Summit
500 South Main Street (La Cima Mall). Ends @ 5:00
Arts Alive Gallery, 500 S. Main St., LaCima Mall, Breckenridge.
Local CO-OP Gallery celebrates history with the show “Summer On The Summit”, a juried show featuring local, regional and national…
2:00 pm Open Studio at Quandary Antiques Cabin Ceramic Studio
131 South Ridge Road Ends @ 6:00
Children and adults welcome!
3:00 pm Speaker Series: Bill Fountain New!
Breckenridge Town Hall, 150 Ski Hill Rd. Ends @ 4:00
Join the Breckenridge Heritage Alliance for our Speaker Series! Breckenridge historian Bill Fountain will tell the story of the nine dredge boats that operated in the Breckenridge area from 1898-1942.…
5:00 pm Hatha Yoga at the Fuqua Livery Stable New! Ends @ 6:15
All levels welcome. Reserve your spot at 970 453-4060 or breckyoga@gmail.com
6:00 pm Breckenridge Photo Walks
Altitude Gallery, 107 North Main Street Ends @ 7:30
Class size is limited. Advance reservations recommended Read more »

Tags: activities, Breckenridge, events

Breckenridge Events for July 29 – August 7

Thu Jul 29 Breckenridge Recreation Center
880 Airport Road
Upper: 6:15 Body Pump, 7:45 Body Pump, 9:00 Basic Yoga, 11:10 Zumba, 12:00 Yoga, 5:30 Body pump, 6:35 Mat Pilates

Lower: 6:30 Bootcamp 6/3- 6/29, 9:00 Women’s Fitness, 12:00 Cycling

12:00 am Live Music with The Bridge New!
three20south
320 S Main St
Breckenridge CO Ends @ 2:00
A unique rock band that combines various elements of blues, folk, funk and bluegrass throughout their entire repertoire.
10:00 am Wilderness Hike – WakefieldBlue River
Meet at the Breckenridge Welcome Center, 203 South Main Street. Ends @ 12:00
Our professional guides will teach you about the flaura and fauna of our forests on our weekly hikes throughout the Breckenridge backcountry and special appearances from the folks at the Breckenridge…
11:00 am Arts Alive Presents: Summer on the Summit
500 South Main Street (La Cima Mall). Ends @ 5:00
Arts Alive Gallery, 500 S. Main St., LaCima Mall, Breckenridge.
Local CO-OP Gallery celebrates history with the show “Summer On The Summit”, a juried show featuring local, regional and national…
2:00 pm Open Studio at Quandary Antiques Cabin Ceramic Studio
131 South Ridge Road Ends @ 6:00
Children and adults welcome!
3:00 pm Speaker Series: Mary Ellen Gilliland New!
Breckenridge Town Hall Ends @ 4:00
Please join the Breckenridge Heritage Alliance Speaker Series featuring local historian and author Mary Ellen Gilliland! She will be presenting on the people who powered our Gold Rush.
6:00 pm Mad About Mud: Introduction to Ceramics New!
Quandary Antiques Cabin Ends @ 9:00
In this 5 week workshop learn basic wheel throwing and handbuilding techniques. 3 projects will be completed and glazed. Instruction by Alex and Casey Zablocki.

Registration one day in advance is…
Textile Club New!
Fuqua Livery Stable, 110 East Washington Ave.
Ends @ 8:30
Drop in and try Batik, Silk Painting, and Tie-Dying with experienced instruction. On Thursday, July 29th, experiment with hand-painted silk. No experience necessary for great results. Instruction by…
6:30 pm Breckenridge Photo Walks
Altitude Gallery, 107 North Main Street Ends @ 8:00
Class size is limited. Advance reservations recommended

Meet at Altitude Gallery every Thursday evening from late June through August, 1-2 hour photo tour of Breckenridge. Each week we’ll visit a…
7:30 pm BMF/NRO Joint Concert
Riverwalk Center Ends @ 10:30
Breckenridge Music Festival/National Repertory Orchestra Joint Concert. Two great Breckenridge orchestras join forces.

Gerhardt Zimmermann and Carl Topilow conducting
9:00 pm Live Music with Wisebird New!
three20south
320 S Main St
Breckenridge Ends @ 12:00
Wisebird plays authentic, soulful rock– thick with heavy, swampy rhythm and groove. The stuff that comes from the gut. Hands down not a show to miss.

Read more »

Tags: Breckenridge, events

Attached you will find the Land Title Guarantee Company June 2010 Market Analysis from Summit County.

June Remarks:

•    Market Snapshot:  Overall, for the 19 different areas that the Clerk and Recorder post transactions- the gross Median Single Family price in June for 6 months compared to the full year of 2009 was down 10% ($624,650-YTD 2010 compared to $695,750-2009), Median Price of Multi-Family was up 6% ( $350,000-YTD 2010 compared to $330,000-2009), and Vacant Land was
down 22% ( $265,000-YTD 2010-$340,000-2009).

•    Summit County Real Estate Volume Graph (Gross): June 2010 saw a huge spike compared to June 2009- the 20  One Ski Hill Place Transactions played a role in the increase and monetary volume. Monetary volume was 146% up compared to June 2009 with One Ski Hill Place included. Monetary volume was up just 65% if we take One Ski Hill Place out of the equation, with is still a big improvement over last June 2009. Transactions were up in June with One Ski Hill Place compared to June 2009 by 73%, without One Ski Hill Place, the transactions were up 47%- so overall June showed signs of improvement in Summit County.

•    Residential Summit County real estate Market Sales by Price Point: The most active price areas in June were under $200K! One Ski Hill Place transactions impacted the higher price ranges.  The Single Family Average price YTD continues to be comparable to the full year of 2006.

•    Historical Cost Breakdown: Year to Date 2010 shows 119 more Residential Improved Unit transactions vs. YTD June 2009. Gross Volume has also increased by $60,468,800 YTD 2010 vs. YTD 2009.

•    Market Analysis % Change: YTD Monetary Volume for ALL transactions recorded is up 25% compared to YTD June 2009.  YTD transaction volume for ALL transactions recorded is up 27% compared to YTD June 2009.The numbers still don’t compare to anything that we saw since 2004, 2005, 2006, 2007, 2008 or 2009 YTD.

•    Market Analysis by Area YTD 2010: The only two areas in Summit that showed an increase with the Median Residential Price were Breckenridge and Summit Cove in June. The three most active areas in June both with $ and # of transactions: Breckenridge- with 20 transactions included in the 50, Breckenridge Golf Course area and Silverthorne/Wildernest-which might explain the high number of Residential transactions under $200K.

•    Market Analysis by Area YTD 2010 for June: The average price per square foot in the 19 areas reported by the Clerk and Recorder’s office is $343, with Median Transaction Price at $553,536.  The Median Residential Price is $448,000.

•    Bank Sales: Bank Sales in June were up-8 transactions in Summit County. The 8 recorded sales were Read more »

Tags: statistics, Summit county real estate

Breckenridge Events for July 22 – 31

Thu Jul 22 Vettes On The Rockies 2010
Breckenridge/Frisco
July 22nd through July 24th. … Breck
July 25th. … Frisco

Public is welcome to view the following events.

7/23/10 … Funkana … 8AM to 2PM … Breckenridge Lot F

7/24/10 … Autocross … 8AM to 3PM … Keystone Tenderfoot Lot K

7/25/10 … Show…
Breckenridge Recreation Center
880 Airport Road

Upper: 6:15 Body Pump, 7:45 Body Pump, 9:00 Basic Yoga, 11:10 Zumba, 12:00 Yoga, 5:30 Body pump, 6:35 Mat Pilates

Lower: 6:30 Bootcamp 6/3- 6/29, 9:00 Women’s Fitness, 12:00 Cycling
Visitors Looking for Lodging?

10:00 am Wilderness Hike – Sawmill Creek
Meet at the Breckenridge Welcome Center, 203 South Main Street Ends @
12:00

Sawmill Creek-Shadows and Waterfalls (Moderate) Our professional guides will teach you about the flora and fauna of our forests on our weekly hikes throughout the Breckenridge backcountry with special…
11:00 am Arts Alive Presents: Summer on the Summit
500 South Main Street (La Cima Mall). Ends @
5:00

Arts Alive Gallery, 500 S. Main St., LaCima Mall, Breckenridge.
Local CO-OP Gallery celebrates history with the show “Summer On The Summit”, a juried show featuring local, regional and national…
2:00 pm Open Studio at Quandary Antiques Cabin Ceramic Studio
131 South Ridge Road Ends @
6:00

Children and adults welcome!
6:30 pm Breckenridge Photo Walks
Altitude Gallery, 107 North Main Street Ends @
8:00

Class size is limited. Advance reservations recommended

Meet at Altitude Gallery every  Read more »

Tags: Breckenridge, events

Breckenridge Events for July 15 – 24

Thu Jul 15 Breckenridge Recreation Center
880 Airport Road
Upper: 6:15 Body Pump, 7:45 Body Pump, 9:00 Basic Yoga, 11:10 Zumba, 12:00 Yoga, 5:30 Body pump, 6:35 Mat Pilates

Lower: 6:30 Bootcamp 6/3- 6/29, 9:00 Women’s Fitness, 12:00 Cycling

10:00 am Wilderness Hike – Illinois Creek
Meet at the Breckenridge Welcome Center, 203 South Main Street Ends @ 12:00
Illinois Creek-View of Breckenridge (Moderate/Difficult) Our professional guides will teach you about flaura and fauna on our weekly hikes throughout the Breckenridge backcountry with special…
10:30 am US Open Tennis Party/Clinic
Outdoor Tennis Courts at the Breckenridge Recreation Center, 880 Airport Road Ends @ 2:00
Get excited for the upcoming US Open tennis tournament by joining the tennis staff for a party. Bring a non playing friend who would like to learn to play tennis . We will split players and non…
11:00 am Arts Alive Presents: Summer on the Summit Changed!
500 South Main Street (La Cima Mall). Ends @ 5:00
Arts Alive Gallery, 500 S. Main St., LaCima Mall, Breckenridge.
Local CO-OP Gallery celebrates history with the show “Summer On The Summit”, a juried show featuring local, regional and national…
2:00 pm Open Studio at Quandary Antiques Cabin Ceramic Studio
131 South Ridge Road Ends @ 6:00
Children and adults welcome!
6:30 pm Breckenridge Photo Walks
Altitude Gallery, 107 North Main Street Ends @ 8:00
Class size is limited. Advance reservations recommended

Meet at Altitude Gallery every Thursday evening from late June through August, 1-2 hour photo tour of Breckenridge. Each week we’ll visit a… Read more »

Tags: Breckenridge, events

Breckenridge Events for July 8 – 17
Thu Jul 8 Breck Bike Week – Demo top of the line bikes New!July 7 – 11
Blue River Plaza and Washington Ave

Featuring Yeti, Rocky Mountain, Blue and Trek
Breck Bike Week – Daily Viewing of the Tour Changed!July 7 – 11
Blue River Plaza
Breckenridge CO 80424

Every morning in the Blue River Plaza, watch the Tour de France live on the big screen. Afternoon and evening replays will also be shown. Bring your coffee and get your TdF fix before your ride
Breck Bike Week – Venture out on self-guided loopes New!July 7 – 11
Blue River Plaza

Several 10 to 30-mile rides that guests can explore on their own. Maps with designated routes will be available through the Breck Bike Week concierge at the Blue River Plaza
Breck Bike Week – Mechanics tent and bike concierge New!July 7 – 11
Blue River Plaza

A tent will be set-upin the Blue River Plaza providing free bike servicing, bike related information, maps and merchandise.
Breck Bike Week – Learn at lunch New!July 7 – 11
Blue River Plaza

Daily bike maintenance clinics and tech tips
Breckenridge Recreation Center
880 Airport Road

Upper: 6:15 Body Pump, 7:45 Body Pump, 9:00 Basic Yoga, 11:10 Zumba, 12:00 Yoga, 5:30 Body pump, 6:35 Mat Pilates

Lower: 6:30 Bootcamp 6/3- 6/29, 9:00 Women’s Fitness, 12:00 Cycling

8:00 am Breck Bike Week – Volunteer Trail Maintenance New!
Meet in the Blue River Plaza Ends @
2:00

Improve the B-Line trail and help contruct new freeride features.
10:00 am Breck Bike Week – Technical Support Changed!
Blue River Plaza Ends @
4:00

Technical Support provided by Avalanche 10 a.m. – 4p.m. with a Clinic offered from 12-1p.m.
Wilderness Hike – Cucumber Gulch
Meet at the Breckenridge Welcome Center, 203 South Main Street Ends @
1:00

Join our professional guides on our weekly hikes throughout the Breckenridge backcountry and special appearances from the folks at the Breckenridge Heritage Alliance. From easy to difficult, these…
11:00 am Arts Alive Presents: History Through the Artists Eyes
500 South Main Street (La Cima Mall). Ends @
5:00

Arts Alive Gallery, 500 S. Main St., LaCima Mall, Breckenridge.
Local CO-OP Gallery celebrates history with the new show, “History Through the Artist Eyes”, honoring Breckenridge’s past. Also browse…
2:00 pm Open Studio at Quandary Antiques Cabin Ceramic Studio
131 South Ridge Road Ends @
6:00

Children and adults welcome!
6:30 pm Breckenridge Photo Walks New!
Altitude Gallery, 107 North Main Street Ends @
8:00

Class size is limited. Advance reservations recommended

Meet at Altitude Gallery every Thursday evening from late June through August, 1-2 hour photo tour of Breckenridge. Each week we’ll visit a…
7:30 pm Backstage Theatre’s 25th Annual Putnam County Spelling Bee
Breckenridge Theater, 121 South Ridge Street Ends @
10:00

This hilarious tale chronicles the experience of six adolescents vying for the spelling championship of a lifetime. The kids are a lovable, group of outsiders for whom the spelling bee is a way “to…
8:15 pm Breck Bike Week – Senator Dan Gibbs Discussion New!
Riverwalk Center Ends @
8:45

The Senator recognizes the Town of Breckenridge for its commitment to maintaining a vital cycling community
8:30 pm Bike-In Movie Night New!
Riverwalk Lawn Ends @
10:30

Ride over to the Riverwalk Center and cuddle up to watch an outdoor movie on the grass with your friends and family. “Pee-Wee’s Big Adventure, PG”
Read more »

Tags: Breckenridge, events